Terms & Conditions

Effective Date: July 22, 2026

Welcome to TCM Benefits Group

These Terms & Conditions ("Terms") govern your use of the TCM Benefits Group website and any services provided through this website. By accessing or using this website, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use this website.

Services

TCM Benefits Group provides information and assistance related to health insurance products and services. Information provided on this website is for general informational purposes and should not be considered legal, tax, or financial advice.

Submitting a request for information or a consultation does not guarantee eligibility for any insurance plan or coverage.

User Responsibilities

By using this website, you agree to:

  • Provide accurate and truthful information.

  • Use the website only for lawful purposes.

  • Not attempt to interfere with the operation or security of the website.

  • Not submit false or misleading information.

Intellectual Property

All content on this website, including text, graphics, logos, images, and other materials, is the property of TCM Benefits Group unless otherwise noted. Content may not be copied, reproduced, or distributed without prior written permission.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

SMS Terms & Conditions

By voluntarily opting in to receive SMS messages from TCM Benefits Group, you agree to receive text messages related to:

  • Appointment scheduling and reminders

  • Health insurance quotes and plan information

  • Policy updates and renewal reminders

  • Customer service and support

  • Responses to your inquiries

Message frequency varies.

Message and data rates may apply.

You can opt out of SMS communications at any time by replying STOP to any message.

For assistance, reply HELP or contact us directly.

Consent to receive SMS messages is not a condition of purchasing any product or service.

No Guarantee of Coverage

Insurance availability, eligibility, premiums, benefits, and plan options are determined by insurance carriers and applicable laws. TCM Benefits Group cannot guarantee approval, pricing, or availability of any specific insurance product.

Disclaimer

Information provided on this website is believed to be accurate but may change without notice. TCM Benefits Group makes no warranties regarding the completeness or accuracy of the information provided.

Limitation of Liability

To the fullest extent permitted by law, TCM Benefits Group shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of this website or reliance on information provided through it.

Third-Party Websites

This website may contain links to third-party websites. TCM Benefits Group is not responsible for the content, security, or privacy practices of those websites.

Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time. Changes become effective upon posting to this website. Your continued use of the website constitutes acceptance of the updated Terms.

Contact Information

If you have questions regarding these Terms & Conditions, please contact:

TCM Benefits Group

Email: [email protected]

Phone: 561-556-4565

Website: https://tcmbenefitsgroup.com